WILLIAMSVILLE, IL · Supervised by FDIC
Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$92M
Total Deposits
$81M
Net Loans
$25M
Net Income
$113K
ROA
0.49%
Above avg for Small banks. Peer avg: 0.44%
ROE
4.27%
Risk-Based Capital
41.04%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 49 | 85.71% | 2.04% |
| 2023 | 58 | 77.59% | 12.07% |
| 2022 | 68 | 86.76% | 4.41% |
| 2021 | 89 | 94.38% | 0.00% |
| 2019 | 53 | 81.13% | 5.66% |
| 2018 | 55 | 85.45% | 5.45% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2025 | Satisfactory | Small Bank |
| Feb 2019 | Satisfactory | Small Bank |
| Oct 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
3
Branch Deposits
$86M
1-Year Change
0
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red