This institution is no longer active

Operations ceased on January 1, 1998. CRA examination history below reflects the period it was active.

WHITNEY BANK OF ALABAMA

MOBILE, AL · Supervised by FDIC

Est. 1995FDIC #33,984RSSD: FDIC-33984

Part ofWHITNEY HOLDING CORP→ View all charters

Satisfactory

Current rating · Exam: July 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.66%

Institution Profile

FDIC BankFind

Address

6380 Cottage Hill Road, MOBILE, AL

County

Mobile County

Established

February 18, 1995

Total Assets

$316M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 1, 1996

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1997Call Report / FDIC

Total Assets

$316M

Total Deposits

$227M

Net Loans

$269M

Net Income

$2M

ROA

0.66%

ROE

5.15%

Risk-Based Capital

9.90%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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