This institution is no longer active

Operations ceased on March 17, 1994. CRA examination history below reflects the period it was active.

WESTFIELD STATE BANK

WESTFIELD, IL · Supervised by FDIC

Est. 1947FDIC #16,577RSSD: FDIC-16577

Satisfactory

Current rating · Exam: April 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.36%

Institution Profile

FDIC BankFind

Address

103 E. State Street, WESTFIELD, IL

County

Clark County

Established

May 19, 1947

Total Assets

$9M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1993Call Report / FDIC

Total Assets

$9M

Total Deposits

$8M

Net Loans

$2M

Net Income

$31K

ROA

0.36%

ROE

3.08%

Risk-Based Capital

35.68%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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