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This institution is no longer active

Operations ceased on November 1, 2025. CRA examination history below reflects the period it was active.

WESTFIELD BANK, FSB

WESTFIELD CENTER, OH · Supervised by OTS

Est. 2001FDIC #57,077
Satisfactory Same

Current rating · Exam: March 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Institution Profile

FDIC BankFind

Address

2 Park Cir, WESTFIELD CENTER, OH

County

Medina County

Established

February 5, 2001

Total Assets

$2.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 22, 2010

Exam Type

Intermediate Small Bank

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Branch Footprint

FDIC SOD 2025

Total Branches

7

Branch Deposits

$1.8B

1-Year Change

0

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20241,20475.42%7.97%
20231,13973.84%7.81%
20221,49575.05%7.36%
20211,56082.63%5.38%
20201,85379.65%6.37%
20191,24884.62%5.13%
20181,16978.02%8.73%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2002

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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