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This institution is no longer active

Operations ceased on May 16, 1997. CRA examination history below reflects the period it was active.

WEST SUBURBAN BANK OF DOWNERS GROVE/LOMBARD

DOWNERS GROVE, IL · Supervised by FDIC

Est. 1972FDIC #20,841RSSD: FDIC-20841
Part ofWEST SUBURBAN BCORP INC→ View all charters
Satisfactory Same

Current rating · Exam: January 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.93%

Institution Profile

FDIC BankFind

Address

2800 South Finley Road, DOWNERS GROVE, IL

County

Dupage County

Established

October 27, 1972

Total Assets

$148M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 1996

Exam Type

Not Reported

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1997Call Report / FDIC

Total Assets

$148M

Total Deposits

$131M

Net Loans

$82M

Net Income

$715K

ROA

1.93%

ROE

17.98%

Risk-Based Capital

17.42%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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