This institution is no longer active

Operations ceased on May 16, 1997. CRA examination history below reflects the period it was active.

WEST SUBURBAN BANK OF CAROL STREAM/STRATFORD SQUARE

BLOOMINGDALE, IL · Supervised by FDIC

Est. 1975FDIC #22,150RSSD: FDIC-22150

Part ofWEST SUBURBAN BCORP INC→ View all charters

Satisfactory Same

Current rating · Exam: February 1996

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.67%

Institution Profile

FDIC BankFind

Address

355 West Army Trail Road, BLOOMINGDALE, IL

County

Dupage County

Established

October 24, 1975

Total Assets

$214M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

February 1, 1996

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1997Call Report / FDIC

Total Assets

$214M

Total Deposits

$195M

Net Loans

$123M

Net Income

$896K

ROA

1.67%

ROE

21.69%

Risk-Based Capital

11.77%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

1 previous rating locked — dating back to 1993

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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