Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.4B
Total Deposits
$1.2B
Net Loans
$1.0B
Net Income
$3M
ROA
0.73%
Below avg for Community banks. Peer avg: 0.90%
ROE
7.12%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 2,319 | 86.37% | 4.66% |
| 2023 | 1,475 | 82.71% | 6.17% |
| 2022 | 2,674 | 86.54% | 5.27% |
| 2021 | 6,210 | 89.89% | 3.56% |
| 2020 | 7,249 | 89.3% | 2.90% |
| 2019 | 3,586 | 87.7% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2024 | Satisfactory | Intermediate Small Bank |
| Mar 2021 | Satisfactory | Intermediate Small Bank |
| Apr 2018 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1992
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Total Branches
10
Branch Deposits
$1.1B
1-Year Change
0
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| 3.88% |
| 2018 | 2,441 | 86.32% | 5.41% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red