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This institution is no longer active

Operations ceased on June 5, 2000. CRA examination history below reflects the period it was active.

WELDON STATE BANK & TRUST

WELDON, IL · Supervised by FDIC

Est. 1945FDIC #16,253RSSD: FDIC-16253
Part ofWELDON BANCSHARES INC→ View all charters
Outstanding Up

Current rating · Exam: July 1999

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.67%

Institution Profile

FDIC BankFind

Address

Main Street, WELDON, IL

County

De Witt County

Established

May 1, 1945

Total Assets

$11M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

July 1, 1999

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 26 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2000Call Report / FDIC

Total Assets

$11M

Total Deposits

$10M

Net Loans

$6M

Net Income

$20K

ROA

0.67%

ROE

6.09%

Risk-Based Capital

20.37%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

2 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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