Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$1.3B
Total Deposits
$1.0B
Net Loans
$982M
Net Income
$2M
ROA
0.73%
Below avg for Community banks. Peer avg: 0.90%
ROE
6.26%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 181 | 61.88% | 14.92% |
| 2023 | 191 | 69.63% | 18.32% |
| 2022 | 287 | 67.94% | 14.29% |
| 2021 | 547 | 75.69% | 10.79% |
| 2020 | 936 | 78.74% | 8.76% |
| 2019 | 640 | 67.97% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2023 | Outstanding | Large Bank |
| Sep 2019 | Satisfactory | Large Bank |
| Jul 2016 | Satisfactory | Large Bank |
9 previous ratings locked — back to 1992
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Total Branches
7
Branch Deposits
$1.0B
1-Year Change
0
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Preview:
| 15.47% |
| 2018 | 490 | 71.43% | 15.71% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red