WEBFIVE MHC is the parent banking group. WEBSTER FIVE CENTS SAVINGS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

WEBFIVE MHC

1 active bank · $1.3B combined assets

RSSD ID: 3803033 (FFIEC NIC)

Combined Assets

$1.3B

CRA Rating Summary

Outstanding1charter

Across all 12 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankWEBSTER FIVE CENTS SAVINGS BANKWEBSTER, MAOutstanding$1.3BView profile →

At a Glance

Dominant CRA Rating

Outstanding

1 of 1 bank · Exceeds expectations for community lending

Combined Assets

$1.3B

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$1.0B

Net Income

$2M

ROA (avg)

0.73%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2024Lender rankings →

Aggregated HMDA data across all active charters for 2024.

Applications

181

Origination Rate

61.88%

Denial Rate

14.92%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Current Rating	Exam Date
WEBSTER FIVE CENTS SAVINGS BANK	WEBSTER, MA	FDIC	$1.3B	Outstanding	May 2023

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.