WEBFIVE MHC is the bank holding company. WEBSTER FIVE CENTS SAVINGS BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the holding company level.
Combined Assets
$1.3B
CRA Rating Summary
Outstanding1charter
Across all 12 exams on record for this holding company's charters, 100% resulted in Outstanding or Satisfactory.
At a Glance
Dominant CRA Rating
Outstanding
1 of 1 bank · Exceeds expectations for community lending
Combined Assets
$1.3B
1 active bank
Financial Summary
FDIC Call ReportsAggregated from the most recent call report filings for all active charters.
Total Deposits
$1.0B
Net Income
$2M
ROA (avg)
0.73%
asset-weighted avg
Mortgage Lending (HMDA)
CFPB · 2024Lender rankings →
Aggregated HMDA data across all active charters for 2024.
Applications
181
Origination Rate
61.88%
Denial Rate
14.92%
Active Bank Charters1
Each charter is examined independently for CRA compliance.
| Charter | Location | Regulator | Assets | Current Rating | Exam Date |
|---|---|---|---|---|---|
| WEBSTER FIVE CENTS SAVINGS BANK | WEBSTER, MA | FDIC | $1.3B | Outstanding | May 2023 |
CRA (Community Reinvestment Act) exams are conducted per charter, not per holding company. Asset figures are from the most recent FDIC call report.