Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$6.9B
Total Deposits
$5.5B
Net Loans
$5.7B
Net Income
$5M
ROA
0.32%
Below avg for Community banks. Peer avg: 0.90%
ROE
3.12%
Risk-Based Capital
13.86%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,237 | 77.53% | 8.41% |
| 2023 | 1,404 | 76.28% | 9.97% |
| 2022 | 2,252 | 80.73% | 7.24% |
| 2021 | 2,388 | 85.13% | 3.69% |
| 2020 | 2,523 | 79.79% | 4.76% |
| 2019 | 1,536 | 77.21% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Apr 2025 | Outstanding | Large Bank |
| Apr 2021 | Outstanding | Large Bank |
| Apr 2018 | Outstanding | Large Bank |
9 previous ratings locked — back to 1990
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Total Branches
21
Branch Deposits
$5.4B
1-Year Change
+1
5-year net change: +3 branches
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| 5.92% |
| 2018 | 1,176 | 76.19% | 8.08% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red