Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$8.6B
Total Deposits
$6.0B
Net Loans
$6.5B
Net Income
$19M
ROA
0.91%
Above avg for Community banks. Peer avg: 0.90%
ROE
7.99%
Risk-Based Capital
14.55%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,409 | 59.19% | 16.75% |
| 2023 | 1,268 | 56.7% | 17.59% |
| 2022 | 1,551 | 61.83% | 11.93% |
| 2021 | 1,446 | 69.78% | 6.85% |
| 2020 | 1,003 | 68.1% | 10.47% |
| 2019 | 1,091 | 60.86% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2024 | Satisfactory | Large Bank |
| Mar 2021 | Satisfactory | Large Bank |
| Mar 2018 | Satisfactory | Large Bank |
8 previous ratings locked — back to 1992
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
34
Branch Deposits
$5.8B
1-Year Change
0
5-year net change: -2 branches
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/salem-five-cents-savings-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 19.34% |
| 2018 | 1,093 | 60.84% | 20.31% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red