Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$70M
Total Deposits
$56M
Net Loans
$40M
Net Income
$391K
ROA
2.24%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.58%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 44 | 75% | 18.18% |
| 2023 | 51 | 72.55% | 19.61% |
| 2019 | 50 | 80% | 12.00% |
| 2018 | 46 | 71.74% | 19.57% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2025 | Outstanding | Small Bank |
| Mar 2020 | Satisfactory | Small Bank |
| Mar 2014 | Satisfactory | Small Bank |
7 previous ratings locked — back to 1990
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Total Branches
1
Branch Deposits
$53M
1-Year Change
0
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