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This institution is no longer active

Operations ceased on November 2, 2001. CRA examination history below reflects the period it was active.

WALHALLA STATE BANK

WALHALLA, ND · Supervised by FDIC

Est. 1915FDIC #8,385RSSD: FDIC-8385
Part ofWALHALLA BANK HOLDING CO→ View all charters
Satisfactory Same

Current rating · Exam: October 1997

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.78%

Institution Profile

FDIC BankFind

Address

Main Street, WALHALLA, ND

County

Pembina County

Established

January 1, 1915

Total Assets

$37M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 1997

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2001Call Report / FDIC

Total Assets

$37M

Total Deposits

$29M

Net Loans

$25M

Net Income

$498K

ROA

1.78%

ROE

17.82%

Risk-Based Capital

13.59%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

4 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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