Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$253M
Total Deposits
$186M
Net Loans
$223M
Net Income
$2M
ROA
2.42%
Above avg for Small banks. Peer avg: 0.44%
ROE
24.22%
Risk-Based Capital
14.01%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 124 | 90.32% | 2.42% |
| 2023 | 146 | 87.67% | 0.00% |
| 2022 | 203 | 85.22% | 2.46% |
| 2021 | 433 | 91.45% | 1.15% |
| 2020 | 552 | 92.39% | 0.54% |
| 2019 | 330 | 90.61% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2022 | Satisfactory | Small Bank |
| May 2016 | Satisfactory | Small Bank |
| Mar 2011 | Satisfactory | Small Bank |
1 previous rating locked — back to 2008
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Total Branches
1
Branch Deposits
$193M
1-Year Change
0
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Preview:
| 2018 | 330 | 90% | 0.91% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red