🏦Bank Scorer

This institution is no longer active

Operations ceased on October 6, 2025. CRA examination history below reflects the period it was active.

VISIONBANK

FARGO, ND · Supervised by FDIC

Est. 2004FDIC #57,892RSSD: FDIC-57892
Part ofBRAVERA HOLDINGS CORP→ View all charters
Satisfactory Same

Current rating · Exam: November 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.12%

Institution Profile

FDIC BankFind

Address

3000 25th St S, FARGO, ND

County

Cass County

Established

December 31, 2004

Total Assets

$303M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

November 1, 2023

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Nov 2028(based on asset size)

Financial Snapshot

As of Q3 2025Call Report / FDIC

Total Assets

$303M

Total Deposits

$259M

Net Loans

$237M

Net Income

$-258K

ROA

-0.12%

ROE

-0.95%

Risk-Based Capital

11.02%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

3

Branch Deposits

$264M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2006

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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