🏦Bank Scorer

VISION BANK, NATIONAL ASSOCIATION

ADA, OK · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1924FDIC #4,029
Satisfactory Same

Current rating · Exam: December 2019

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.43%

Institution Profile

FDIC BankFind

Address

101 E Main St, ADA, OK

County

Pontotoc County

Established

November 1, 1924

Total Assets

$992M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 2, 2019

Exam Type

Intermediate Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
⚠️This exam is 6 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$992M

Total Deposits

$831M

Net Loans

$699M

Net Income

$3M

ROA

1.43%

ROE

19.43%

Risk-Based Capital

13.87%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

10

Branch Deposits

$772M

1-Year Change

0

5-year net change: +1 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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