Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$992M
Total Deposits
$831M
Net Loans
$699M
Net Income
$3M
ROA
1.43%
Above avg for Small banks. Peer avg: 0.44%
ROE
19.43%
Risk-Based Capital
13.87%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 434 | 75.12% | 10.14% |
| 2022 | 596 | 78.02% | 6.38% |
| 2021 | 786 | 73.79% | 6.74% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2019 | Satisfactory | Intermediate Small Bank |
| Mar 2016 | Satisfactory | Intermediate Small Bank |
| Jul 2012 | Satisfactory | Intermediate Small Bank |
4 previous ratings locked — back to 1992
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Total Branches
10
Branch Deposits
$772M
1-Year Change
0
5-year net change: +1 branches
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