🏦Bank Scorer

This institution is no longer active

Operations ceased on March 31, 2023. CRA examination history below reflects the period it was active.

VININGS BANK

SMYRNA, GA · Supervised by FDIC

Est. 2007FDIC #58,533RSSD: FDIC-58533
Part ofVININGS BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2021

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -2.96%

Institution Profile

FDIC BankFind

Address

4135 Atlanta Rd Se, SMYRNA, GA

County

Cobb County

Established

July 9, 2007

Total Assets

$523M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2021

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2022Call Report / FDIC

Total Assets

$523M

Total Deposits

$501M

Net Loans

$277M

Net Income

$-13,616K

ROA

-2.96%

ROE

-63.46%

Risk-Based Capital

8.91%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 2010

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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