Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$937M
Total Deposits
$813M
Net Loans
$406M
Net Income
$6M
ROA
2.52%
Above avg for Small banks. Peer avg: 0.44%
ROE
19.63%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 136 | 96.32% | 0.74% |
| 2023 | 148 | 96.62% | 2.03% |
| 2022 | 213 | 96.24% | 1.41% |
| 2021 | 389 | 95.12% | 2.57% |
| 2020 | 495 | 94.34% | 1.41% |
| 2019 | 262 | 93.51% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2024 | Satisfactory | Intermediate Small Bank |
| Mar 2021 | Satisfactory | Intermediate Small Bank |
| Apr 2018 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1990
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Total Branches
6
Branch Deposits
$770M
1-Year Change
0
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Preview:
| 2018 | 198 | 92.42% | 3.54% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red