Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$194M
Total Deposits
$162M
Net Loans
$110M
Net Income
$842K
ROA
1.75%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.19%
Risk-Based Capital
27.41%
Above avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 48 | 97.92% | 2.08% |
| 2020 | 33 | 90.91% | 3.03% |
| 2019 | 30 | 96.67% | 3.33% |
| 2018 | 40 | 97.5% | 2.50% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2025 | Satisfactory | Small Bank |
| Jul 2019 | Satisfactory | Small Bank |
| Jun 2013 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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Total Branches
5
Branch Deposits
$146M
1-Year Change
0
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