Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$539M
Total Deposits
$452M
Net Loans
$374M
Net Income
$1M
ROA
0.73%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.84%
Risk-Based Capital
18.78%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 11 | 72.73% | 9.09% |
| 2023 | 22 | 95.45% | 0.00% |
| 2022 | 82 | 90.24% | 4.88% |
| 2021 | 67 | 89.55% | 7.46% |
| 2020 | 109 | 75.23% | 17.43% |
| 2019 | 112 | 78.57% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2022 | Outstanding | Intermediate Small Bank |
| Aug 2019 | Satisfactory | Intermediate Small Bank |
| Aug 2016 | Satisfactory | Intermediate Small Bank |
5 previous ratings locked — back to 1993
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Exam dates and details are paywalled
Total Branches
4
Branch Deposits
$485M
1-Year Change
0
5-year net change: -7 branches
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Preview:
| 2018 | 128 | 78.13% | 15.63% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red