Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$306M
Total Deposits
$266M
Net Loans
$261M
Net Income
$1M
ROA
1.90%
Above avg for Small banks. Peer avg: 0.44%
ROE
21.92%
Risk-Based Capital
12.96%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 490 | 79.18% | 1.22% |
| 2023 | 433 | 84.76% | 2.08% |
| 2022 | 478 | 79.5% | 2.51% |
| 2021 | 1,017 | 77.78% | 4.62% |
| 2020 | 652 | 75.61% | 4.14% |
| 2019 | 128 | 50% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2025 | Satisfactory | Small Bank |
| Oct 2019 | Satisfactory | Small Bank |
| Sep 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Total Branches
1
Branch Deposits
$253M
1-Year Change
-1
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Preview:
| 2018 | 109 | 68.81% | 5.50% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red