Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$841M
Total Deposits
$708M
Net Loans
$695M
Net Income
$2M
ROA
1.04%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.75%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 49 | 89.8% | 4.08% |
| 2023 | 58 | 79.31% | 5.17% |
| 2022 | 84 | 84.52% | 5.95% |
| 2021 | 109 | 82.57% | 6.42% |
| 2020 | 90 | 81.11% | 5.56% |
| 2019 | 69 | 79.71% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2024 | Satisfactory | Intermediate Small Bank |
| Oct 2021 | Satisfactory | Intermediate Small Bank |
| Oct 2018 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2007
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Total Branches
5
Branch Deposits
$619M
1-Year Change
0
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Preview:
| 2018 | 112 | 83.93% | 5.36% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red