This institution is no longer active
Operations ceased on September 12, 2014. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$130M
Total Deposits
$102M
Net Loans
$117M
Net Income
$333K
ROA
0.52%
Above avg for Small banks. Peer avg: 0.44%
ROE
5.39%
Risk-Based Capital
13.60%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 100 | 69% | 11.00% |
| 2020 | 130 | 71.54% | 11.54% |
| 2019 | 115 | 61.74% | 20.87% |
| 2018 | 82 | 69.51% | 7.32% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2009 | Satisfactory | Small Bank |
| Jun 2004 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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Established
Total Assets