This institution is no longer active
Operations ceased on January 28, 2019. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Total Assets
$439M
Total Deposits
$391M
Net Loans
$332M
Net Income
$2M
ROA
0.40%
Below avg for Small banks. Peer avg: 0.44%
ROE
4.21%
Risk-Based Capital
14.79%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2018 | 45 | 77.78% | 11.11% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2018 | Outstanding | Intermediate Small Bank |
| Sep 2015 | Outstanding | Intermediate Small Bank |
| May 2012 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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Established
Total Assets