This institution is no longer active

Operations ceased on May 1, 1996. CRA examination history below reflects the period it was active.

UNITED MISSOURI BANK, U.S.A.

NEW CASTLE, DE · Supervised by FDIC

Est. 1987FDIC #27,065RSSD: FDIC-27065

Part ofUMB FINANCIAL CORP→ View all charters

Satisfactory Up

Current rating · Exam: August 1994

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.63%

Institution Profile

FDIC BankFind

Address

2 Read'S Way, NEW CASTLE, DE

County

New Castle County

Established

September 14, 1987

Total Assets

$155M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 1, 1994

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1996Call Report / FDIC

Total Assets

$155M

Total Deposits

$42K

Net Loans

$140M

Net Income

$252K

ROA

0.63%

ROE

6.19%

Risk-Based Capital

12.46%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

1 previous rating locked — dating back to 1993

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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