Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$521M
Total Deposits
$430M
Net Loans
$363M
Net Income
$3M
ROA
2.20%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.08%
Risk-Based Capital
20.25%
Below avg for Small banks. Regulatory min: 8%
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 48 | 70.83% | 8.33% |
| 2023 | 70 | 74.29% | 7.14% |
| 2022 | 70 | 71.43% | 8.57% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2008 | Satisfactory | Small Bank |
| Aug 2003 | Satisfactory | Small Bank |
| Nov 1998 | Satisfactory | Large Bank |
3 previous ratings locked — back to 1991
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Exam dates and details are paywalled
Total Branches
6
Branch Deposits
$405M
1-Year Change
0
5-year net change: +1 branches
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