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This institution is no longer active

Operations ceased on October 9, 2023. CRA examination history below reflects the period it was active.

UNITED COMMUNITY BANK OF NORTH DAKOTA

LEEDS, ND · Supervised by FDIC

Est. 1912FDIC #10,249RSSD: FDIC-10249
Part ofBRAVERA HOLDINGS CORP→ View all charters
Satisfactory Same

Current rating · Exam: April 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.36%

Institution Profile

FDIC BankFind

Address

105 Central Avenue South, LEEDS, ND

County

Benson County

Established

January 1, 1912

Total Assets

$385M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2023

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Apr 2027(based on asset size)

Financial Snapshot

As of Q3 2023Call Report / FDIC

Total Assets

$385M

Total Deposits

$323M

Net Loans

$302M

Net Income

$4M

ROA

1.36%

ROE

16.14%

Risk-Based Capital

12.18%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

10 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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