🏦Bank Scorer

UNITED COMMUNITY BANK

GREENVILLE, SC · Supervised by FDIC

Est. 1950FDIC #16,889RSSD: FDIC-16889
Part ofUNITED COMMUNITY BANKS INC→ View all charters
Satisfactory Same

Current rating · Exam: March 2021

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.17%

Institution Profile

FDIC BankFind

Address

200 E Camperdown Way, GREENVILLE, SC

County

Greenville County

Established

March 1, 1950

Total Assets

$28.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2021

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$28.1B

Total Deposits

$24.4B

Net Loans

$19.4B

Net Income

$82M

ROA

1.17%

ROE

9.67%

Risk-Based Capital

13.21%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

191

Branch Deposits

$24.4B

1-Year Change

-2

5-year net change: +48 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

9 previous ratings locked — dating back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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