Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$28.1B
Total Deposits
$24.4B
Net Loans
$19.4B
Net Income
$82M
ROA
1.17%
Above avg for Regional banks. Peer avg: 0.88%
ROE
9.67%
Risk-Based Capital
13.21%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 18,874 | 44.17% | 34.52% |
| 2022 | 24,091 | 48.13% | 30.16% |
| 2021 | 18,928 | 71.04% | 13.59% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2021 | Satisfactory | Large Bank |
| Feb 2018 | Satisfactory | Large Bank |
| Feb 2015 | Satisfactory | Large Bank |
7 previous ratings locked — back to 1992
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Total Branches
191
Branch Deposits
$24.4B
1-Year Change
-2
5-year net change: +48 branches
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