Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.9B
Total Deposits
$1.6B
Net Loans
$1.5B
Net Income
$5M
ROA
1.05%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.29%
Risk-Based Capital
12.32%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 280 | 80.36% | 4.29% |
| 2023 | 261 | 78.16% | 2.30% |
| 2022 | 491 | 84.52% | 4.89% |
| 2021 | 900 | 85.44% | 5.00% |
| 2020 | 1,130 | 79.03% | 7.61% |
| 2019 | 554 | 82.13% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2024 | Satisfactory | Intermediate Small Bank |
| Aug 2021 | Satisfactory | Intermediate Small Bank |
| Aug 2018 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2010
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Total Branches
12
Branch Deposits
$1.6B
1-Year Change
0
5-year net change: +2 branches
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Preview:
| 2018 | 402 | 82.34% | 6.47% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red