Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$2.4B
Total Deposits
$2.1B
Net Loans
$1.5B
Net Income
$6M
ROA
1.09%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.01%
Risk-Based Capital
13.95%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 3,223 | 73.94% | 8.53% |
| 2020 | 6,346 | 74.13% | 11.14% |
| 2019 | 3,576 | 72.99% | 13.28% |
| 2018 | 3,377 | 70.36% | 14.24% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 2023 | Satisfactory | Large Bank |
| Oct 2020 | Satisfactory | Intermediate Small Bank |
| Dec 2017 | Satisfactory | Intermediate Small Bank |
1 previous rating locked — back to 2015
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Total Branches
21
Branch Deposits
$1.8B
1-Year Change
0
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