🏦Bank Scorer

UNION SAVINGS BANK

CINCINNATI, OH · Supervised by FDIC

Est. 1904FDIC #32,296RSSD: FDIC-32296
Satisfactory Same

Current rating · Exam: May 2024

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.24%

Institution Profile

FDIC BankFind

Address

8805 Governors Hill Dr, CINCINNATI, OH

County

Hamilton County

Established

March 1, 1904

Total Assets

$4.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 2024

Exam Type

Large Bank

Regulator

FDIC
Estimated next exam:May 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$4.0B

Total Deposits

$3.5B

Net Loans

$3.5B

Net Income

$23M

ROA

2.24%

ROE

22.09%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

39

Branch Deposits

$3.4B

1-Year Change

+1

5-year net change: +4 branches

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

4 previous ratings locked — dating back to 2014

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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