Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$853M
Total Deposits
$681M
Net Loans
$496M
Net Income
$3M
ROA
1.31%
Above avg for Small banks. Peer avg: 0.44%
ROE
15.33%
Risk-Based Capital
13.07%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 219 | 76.71% | 11.42% |
| 2023 | 209 | 78.47% | 8.61% |
| 2022 | 255 | 81.96% | 10.98% |
| 2021 | 335 | 86.57% | 6.27% |
| 2020 | 335 | 89.85% | 5.37% |
| 2019 | 243 | 85.6% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Dec 2024 | Satisfactory | Intermediate Small Bank |
| Feb 2022 | Satisfactory | Intermediate Small Bank |
| Apr 2019 | Satisfactory | Intermediate Small Bank |
9 previous ratings locked — back to 1992
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Total Branches
18
Branch Deposits
$657M
1-Year Change
0
5-year net change: -1 branches
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Preview:
| 2018 | 252 | 83.73% | 9.52% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red