Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$319M
Total Deposits
$281M
Net Loans
$296M
Net Income
$1M
ROA
1.63%
Above avg for Small banks. Peer avg: 0.44%
ROE
14.84%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 56 | 91.07% | 8.93% |
| 2023 | 59 | 88.14% | 11.86% |
| 2019 | 54 | 90.74% | 9.26% |
| 2018 | 60 | 86.67% | 6.67% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2022 | Satisfactory | Small Bank |
| Apr 2016 | Satisfactory | Small Bank |
| Oct 2010 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
6
Branch Deposits
$261M
1-Year Change
0
5-year net change: +1 branches
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