This institution is no longer active
Operations ceased on June 12, 2026. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.2B
Total Deposits
$1.1B
Net Loans
$865M
Net Income
$1M
ROA
0.39%
Below avg for Community banks. Peer avg: 0.90%
ROE
3.29%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 334 | 70.36% | 14.67% |
| 2023 | 343 | 79.01% | 7.29% |
| 2022 | 475 | 80.21% | 9.26% |
| 2021 | 458 | 73.14% | 10.70% |
| 2020 | 428 | 66.82% | 15.42% |
| 2019 | 395 | 71.14% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2023 | Satisfactory | Intermediate Small Bank |
| Feb 2020 | Satisfactory | Intermediate Small Bank |
| Apr 2017 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2007
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Total Branches
14
Branch Deposits
$1.0B
1-Year Change
0
5-year net change: +2 branches
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Preview:
Address
County
Established
Total Assets
| 2018 | 435 | 76.78% | 8.74% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red