🏦Bank Scorer

This institution is no longer active

Operations ceased on December 31, 2014. CRA examination history below reflects the period it was active.

TWIN OAKS SAVINGS BANK

MARSEILLES, IL · Supervised by FDIC

Est. 1890FDIC #31,004RSSD: FDIC-31004
Satisfactory Same

Current rating · Exam: October 2009

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -1.00%

Institution Profile

FDIC BankFind

Address

125 West Bluff Street, MARSEILLES, IL

County

Lasalle County

Established

January 1, 1890

Total Assets

$63M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2009

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2014Call Report / FDIC

Total Assets

$63M

Total Deposits

$51M

Net Loans

$30M

Net Income

$-496K

ROA

-1.00%

ROE

-9.82%

Risk-Based Capital

21.55%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

5 previous ratings locked — dating back to 1993

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/ffd0b9bd-294a-40bd-80d7-6a178600d3f1"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: