This institution is no longer active
Operations ceased on July 1, 2020. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$379M
Total Deposits
$348M
Net Loans
$157M
Net Income
$-1,981K
ROA
-1.07%
Below avg for Small banks. Peer avg: 0.44%
ROE
-7.97%
Risk-Based Capital
16.39%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 238 | 89.92% | 7.14% |
| 2018 | 238 | 90.76% | 6.72% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2018 | Satisfactory | Intermediate Small Bank |
| Oct 2015 | Satisfactory | Intermediate Small Bank |
| Dec 2012 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1993
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/traders-and-farmers-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
Address
County
Established
Total Assets