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This institution is no longer active

Operations ceased on January 15, 2010. CRA examination history below reflects the period it was active.

TOWN COMMUNITY BANK AND TRUST

ANTIOCH, IL · Supervised by FDIC

Est. 2000FDIC #34,705RSSD: FDIC-34705
Part ofTOWN BANCSHARES INC→ View all charters
Satisfactory Up

Current rating · Exam: April 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -4.02%

Institution Profile

FDIC BankFind

Address

41412 North Highway 83, ANTIOCH, IL

County

Lake County

Established

March 22, 2000

Total Assets

$71M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 2010

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2009Call Report / FDIC

Total Assets

$71M

Total Deposits

$68M

Net Loans

$54M

Net Income

$-3,014K

ROA

-4.02%

ROE

-92.27%

Risk-Based Capital

4.05%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 2002

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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