🏦Bank Scorer

This institution is no longer active

Operations ceased on October 5, 2001. CRA examination history below reflects the period it was active.

TOWN & COUNTRY STATE BANK OF WINONA

WINONA, MN · Supervised by FDIC

Est. 1971FDIC #20,412RSSD: FDIC-20412
Part ofWNB HOLDING CO→ View all charters
Satisfactory Same

Current rating · Exam: June 1998

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.48%

Institution Profile

FDIC BankFind

Address

1491 West Broadway, WINONA, MN

County

Winona County

Established

April 29, 1971

Total Assets

$92M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2001Call Report / FDIC

Total Assets

$92M

Total Deposits

$83M

Net Loans

$60M

Net Income

$1M

ROA

1.48%

ROE

17.60%

Risk-Based Capital

12.81%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

3 previous ratings locked — dating back to 1991

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/c8c5676c-4d73-4bc5-a6b0-1d4f839f7e1a"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: