🏦Bank Scorer

This institution is no longer active

Operations ceased on November 13, 2017. CRA examination history below reflects the period it was active.

TOWN & COUNTRY BANK

SAINT GEORGE, UT · Supervised by FDIC

Est. 2008FDIC #58,522RSSD: FDIC-58522
Satisfactory Same

Current rating · Exam: October 2013

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.02%

Institution Profile

FDIC BankFind

Address

405 East St. George Boulevard, SAINT GEORGE, UT

County

Washington County

Established

February 19, 2008

Total Assets

$144M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2013

Exam Type

Small Bank

Regulator

FDIC
⚠️This exam is 12 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2017Call Report / FDIC

Total Assets

$144M

Total Deposits

$126M

Net Loans

$116M

Net Income

$1M

ROA

1.02%

ROE

9.55%

Risk-Based Capital

14.04%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

1 previous rating locked — dating back to 2010

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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