Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$761M
Total Deposits
$657M
Net Loans
$487M
Net Income
$5M
ROA
2.82%
Above avg for Small banks. Peer avg: 0.44%
ROE
26.74%
Risk-Based Capital
20.88%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 347 | 86.17% | 7.49% |
| 2022 | 410 | 78.05% | 10.24% |
| 2021 | 638 | 73.04% | 12.38% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
Last 12 Months
0
Since 2018
6
all complaints on record
Monetary Relief
16.7%
% of complaints where company provided monetary relief
Untimely Response
0%
% exceeding CFPB's 15-day response window
Complaints by Product Type
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2008 | Satisfactory | Intermediate Small Bank |
| Sep 2002 | Satisfactory | Small Bank |
| Feb 1998 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1990
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Exam dates and details are paywalled
Total Branches
10
Branch Deposits
$645M
1-Year Change
0
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Monthly Complaints (2021–present)
| Month | Complaints | With Monetary Relief |
|---|
Data through Feb 2025.Last 12 months shown — unlock full history.
Full 2021–present history available — unlock this bank for $9 one-time.