TOWN&COUNTRY BANCSHARES INC is the parent banking group. TOWN & COUNTRY BANK is the primary bank charter regulated by the FDIC. CRA exams are conducted at the charter level, not the group level.

Bank Holding Company

TOWN&COUNTRY BANCSHARES INC

Legal name: TOWN & COUNTRY BANCSHARES, INC

1 active bank · 2 merged/absorbed · $761M combined assets

RSSD ID: 1095722 (FFIEC NIC)

Combined Assets

$761M

CRA Rating Summary

Satisfactory1charter

Across all 15 exams on record for this banking group's charters, 100% resulted in Outstanding or Satisfactory.

Primary bankTOWN & COUNTRY BANKSALEM, MOSatisfactory$761MView profile →

At a Glance

Dominant CRA Rating

Satisfactory

1 of 1 bank · Meets expectations for community lending

Combined Assets

$761M

1 active bank

Financial Summary

FDIC Call Reports

Aggregated from the most recent call report filings for all active charters.

Total Deposits

$657M

Net Income

$5M

ROA (avg)

2.82%

asset-weighted avg

Mortgage Lending (HMDA)

CFPB · 2023Lender rankings →

Aggregated HMDA data across all active charters for 2023.

Applications

347

Origination Rate

86.17%

Denial Rate

7.49%

Active Bank Charters1

Each charter is examined independently for CRA compliance.

Charter	Location	Regulator	Assets	Ownership	Current Rating	Exam Date
TOWN & COUNTRY BANK	SALEM, MO	FDIC	$761M	100.0%	Satisfactory	Jul 2008

CRA (Community Reinvestment Act) exams are conducted per charter, not per banking group. Asset figures are from the most recent FDIC call report.