COMMERCE BANK, NATIONAL ASSOCIATION

KANSAS CITY, MO · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1984FDIC #24,998

Part ofTD Bank, N.A.→ View all charters

Outstanding

Current rating · Exam: April 1994

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 1.56%

Institution Profile

FDIC BankFind

Website

www.commercebank.com

Address

1000 Walnut St, KANSAS CITY, MO

County

Jackson County

Established

February 21, 1984

Total Assets

$35.5B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

April 14, 1994

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$35.5B

Total Deposits

$28.6B

Net Loans

$20.3B

Net Income

$133M

ROA

1.56%

ROE

14.97%

Risk-Based Capital

16.21%

Regulatory minimum: 8%

Branch Footprint

FDIC SOD 2025

Total Branches

142

Branch Deposits

$25.9B

1-Year Change

-15

5-year net change: -29 branches

This is the only examination on record for this bank.

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