Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$20.5B
Total Deposits
$16.4B
Net Loans
$11.4B
Net Income
$101M
ROA
1.96%
Above avg for Regional banks. Peer avg: 0.88%
ROE
21.79%
Risk-Based Capital
14.13%
Below avg for Regional banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Regional peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 11,230 | 66.9% | 9.01% |
| 2023 | 11,264 | 67.03% | 8.83% |
| 2022 | 12,711 | 73.98% | 7.14% |
| 2021 | 13,319 | 82.96% | 2.74% |
| 2020 | 4,312 | 87.11% | 1.95% |
| 2019 | 2,231 | 83.68% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Oct 2012 | Satisfactory | Large Bank |
| Jun 2009 | Satisfactory | Large Bank |
| Apr 2006 | Satisfactory | Large Bank |
6 previous ratings locked — back to 1991
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Total Branches
177
Branch Deposits
$15.1B
1-Year Change
+1
5-year net change: +159 branches
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| 2.69% |
| 2018 | 1,551 | 82.85% | 3.55% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Regional bank avg: 18.70% · above-average shown in red