Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$305M
Total Deposits
$276M
Net Loans
$164M
Net Income
$787K
ROA
1.03%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.02%
Risk-Based Capital
15.67%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 57 | 87.72% | 5.26% |
| 2022 | 1,202 | 86.02% | 7.32% |
| 2021 | 648 | 93.83% | 3.09% |
| 2020 | 735 | 93.06% | 2.99% |
| 2019 | 563 | 84.9% | 7.46% |
| 2018 | 431 | 90.26% | 4.18% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2020 | Satisfactory | Small Bank |
| Apr 2014 | Satisfactory | Small Bank |
| Mar 2009 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1991
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Total Branches
4
Branch Deposits
$259M
1-Year Change
0
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red