At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 0.55%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$2.3B
Total Deposits
$1.9B
Net Loans
$1.2B
Net Income
$3M
ROA
0.55%
ROE
3.58%
Risk-Based Capital
0.00%
Regulatory minimum: 8%
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
9
Branch Deposits
$1.8B
1-Year Change
0
5-year net change: -2 branches
Mortgage Lending
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 1,078 | 73.01% | 12.06% |
| 2023 | 1,045 | 72.34% | 13.11% |
| 2022 | 1,334 | 70.76% | 9.07% |
| 2021 | 2,649 | 74.25% | 4.91% |
| 2020 | 4,586 | 67.75% | 5.08% |
| 2019 | 2,074 | 76.42% | 8.78% |
| 2018 | 1,747 | 77.62% | 10.13% |
2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red
This is the only examination on record for this bank.
Embed this rating
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/95f73492-49e4-46ff-856b-cbc4e67a897d" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: