Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.6B
Total Deposits
$1.4B
Net Loans
$1.1B
Net Income
$5M
ROA
1.25%
Above avg for Community banks. Peer avg: 0.90%
ROE
12.16%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 847 | 70.96% | 18.30% |
| 2023 | 881 | 73.33% | 15.89% |
| 2022 | 787 | 72.3% | 12.83% |
| 2021 | 1,188 | 75.59% | 10.52% |
| 2020 | 1,145 | 74.32% | 11.18% |
| 2019 | 673 | 74% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2024 | Satisfactory | Intermediate Small Bank |
| Feb 2021 | Outstanding | Intermediate Small Bank |
| Jan 2018 | Satisfactory | Intermediate Small Bank |
6 previous ratings locked — back to 1994
Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.
One-time payment · No subscription required
Exam dates and details are paywalled
Total Branches
17
Branch Deposits
$1.3B
1-Year Change
+1
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/the-vinton-county-national-bank" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview:
| 13.52% |
| 2018 | 623 | 66.77% | 12.04% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red