This institution is no longer active

Operations ceased on June 15, 1994. CRA examination history below reflects the period it was active.

THE VALLEY BANK OF ILLINOIS

CHERRY VALLEY, IL · Supervised by FDIC

Est. 1974FDIC #21,528RSSD: FDIC-21528

Part ofALPINE BCORP INC→ View all charters

Satisfactory

Current rating · Exam: December 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.50%

Institution Profile

FDIC BankFind

Address

Bell School Road And Harrison Avenue, CHERRY VALLEY, IL

County

Winnebago County

Established

April 16, 1974

Total Assets

$61M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

December 1, 1991

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1994Call Report / FDIC

Total Assets

$61M

Total Deposits

$56M

Net Loans

$37M

Net Income

$225K

ROA

1.50%

ROE

19.38%

Risk-Based Capital

12.31%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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