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This institution is no longer active

Operations ceased on June 27, 2003. CRA examination history below reflects the period it was active.

THE UNITED BANKING COMPANY

NASHVILLE, GA · Supervised by FDIC

Est. 1924FDIC #158RSSD: FDIC-158
Part ofFMB BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: May 1998

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.18%

Institution Profile

FDIC BankFind

Address

202 West Washington Avenue, NASHVILLE, GA

County

Berrien County

Established

July 15, 1924

Total Assets

$87M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

May 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2003Call Report / FDIC

Total Assets

$87M

Total Deposits

$80M

Net Loans

$58M

Net Income

$39K

ROA

0.18%

ROE

3.13%

Risk-Based Capital

8.55%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

2 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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