Contact & Details
FDIC BankFindWebsite
Address
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$431M
Total Deposits
$387M
Net Loans
$314M
Net Income
$2M
ROA
1.53%
Above avg for Small banks. Peer avg: 0.44%
ROE
16.01%
Risk-Based Capital
14.05%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 193 | 85.49% | 5.70% |
| 2023 | 205 | 94.63% | 2.44% |
| 2022 | 235 | 92.34% | 2.98% |
| 2021 | 280 | 92.86% | 2.86% |
| 2020 | 272 | 97.06% | 0.74% |
| 2019 | 206 | 94.66% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Nov 1998 | Satisfactory | Small Bank |
| Feb 1996 | Satisfactory | Not Reported |
| Oct 1993 | Satisfactory | Not Reported |
1 previous rating locked — back to 1990
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Total Branches
9
Branch Deposits
$381M
1-Year Change
0
5-year net change: +1 branches
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Preview:
| 2018 | 181 | 92.82% | 4.97% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red